COMPANY PROFILE: A finance company that provides loan and financing services for individuals and businesses, specializing in auto loans and other credit-based purchases. The company offers various financial products and services to help consumers realize their financial goals and make purchases they might otherwise not afford. They started operating in the Philippines year 2016.

POSITION: Credit Officer

INDUSTRY: Financial Company

WORK LOCATION: Pasig City

WORK SCHEDULE: Monday-Friday (8:00AM-5:00PM)

SALARY: Php25,000-Php35,000

WORK SET UP: Work on site

BENEFITS:

• Life insurance
• Medical insurance
• Sick Leave
• Vacation Leave
• Government benefits

JOB REQUIREMENTS

• Bachelor’s degree
• With 2 years’ experience as Credit Officer for Secure and Unsecured Loans
• With experience in credit approvals from financing or banks industry
• Amendable to work on site
• Can start as soon as possible

JOB RESPONSIBILITIES

• Evaluate the potential risks associated with a loan, such as calculating risk ratios, and identify policy and regulatory deviations to ensure appropriate lending practices
• Handle the processing of loan applications
• Monitor existing customer accounts to ensure they remain in good financial standing
• Maintain accurate and up-to-date records of loan applications, transactions, and payments, often using specialized loan management software.
• Prepare financial spreadsheets and evaluations for new and existing clients, including credit line renewals.

RECRUITMENT PROCESS

• Initial Interview
• Final Interview
• Job Offer